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9/3/20252 min read

How Indian Students Can Send Money for Living Expenses in the UK, Without Hidden Fees

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Once your tuition is paid, you’ll need a regular way to send or receive money for rent, groceries, travel, and day-to-day living. This is where Wise comes in, a trusted, affordable, and fast option for international students.


1️⃣ Why Wise is Perfect for Students


· Google Exchange Rates: You get the real market rate, not inflated bank rates.

· Low or Zero Fees: Send up to £500 without any additional fees using our invite link.

· Fast Transfers: In most cases, funds reach your UK account within hours.

· Multiple Currencies: Send money in INR and receive GBP directly into your UK account.


2️⃣ Setting Up Your Wise Account


It’s simple:

1. Click our Wise link

2. Sign up with your Indian documents (PAN + Aadhaar/Passport)

3. Add your UK bank details

4. Start sending or receiving money instantly


3️⃣ Managing Your Living Expenses


Many Indian students use Wise for:

· Paying rent to UK landlords or agencies

· Splitting utility bills with flatmates

· Covering groceries & shopping

· Booking domestic trips across the UK


4️⃣ Popular FAQs from Students


· Is Wise safe? Yes, Wise is regulated by the FCA (Financial Conduct Authority) in the UK.

· Can my parents send me money directly? Absolutely, they can create their own Wise account and transfer funds to your UK account at the best rate.

· Do I need a UK bank account? While it’s recommended, Wise can also hold GBP in its own multi-currency account for you.


Pro Tip: For large one-time payments like tuition, use Flywire. For regular smaller expenses, use Wise to save on fees and get the best rates.

Sign up for Wise today using our invite link and send up to £500 with no additional charges!


Author:Devansh Shah